Credit: how long to have the money?

Money can be released quickly when you request an online credit simulator, but certain deadlines are incompressible, such as the reflection period.


How quickly can I get the money for a loan?

How quickly can I get the money for a loan?

To obtain a credit, you must submit an application either via an online simulator or at a bank branch, this application will then be studied and the applicant will be quickly informed of the feasibility of this financing. From the moment the agreement has been pronounced, it is necessary to wait for the reception of the offer of credit contract. From the signing of the contract, there is a compulsory period called the reflection period which allows the borrower to reverse his decision and cancel the obtaining of funds.

Deadline for obtaining credit funds:

  • Consumer credit: withdrawal period of 14 calendar days
  • Home loan: reflection period of 10 calendar days

This period cannot be reduced because it is a right given to the borrower and an obligation for the lender to respect this period. It is however possible for the borrower to play on the duration of the study by opting for an accelerated approach.


Get a credit in less than 24 hours

quick loans

Some online services guarantee that your credit will be obtained in less than 24 hours, very attractive times as this avoids waiting for the processing of your request. It is however necessary to establish a request during working days, immediately file the supporting documents requested, which allows very quickly to obtain a feasibility opinion. However, it is not a question of obtaining the funds in less than 24 hours because there again, it is necessary to respect the period of reflection or withdrawal to validate the release of the funds.

It is sometimes necessary to find a credit in an emergency, however, one should not confuse speed and haste, because obtaining a loan quickly still involves comparing rates, studying offers and making the right choice.


The simulator to quickly get a credit

credit loans

The online simulation tools are very practical, they allow you to quickly obtain a feasibility opinion for a loan but also offers from banking organizations. The principle is simple since the applicant can fill out a form, validate his entry and get in the process the best offers of consumer loan or mortgage according to his project. It is also useful to compare the bank loan conditions offered by different banks and financial institutions through comparative tables. Guides that allow you to quickly orient yourself to the right banking organization, making it easier to get credit quickly. Note that any loan simulation is free and without obligation.

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